Structure of Branch Performance

Learn how your branch performance distributes across geographies and why this often reflects economic context rather than internal operation.

Our Location Selection Model

Understand how our nonlinear machine learning location selection model works.

Location Analytics on SciSphere

See how you can quickly use the results of our location selection models on SciSphere to shortlist places.

Banking Case Study

See the potential impact of our location selection analytics in a live case study of a private sector bank.

Derived Variables on Explore

Understand the various derived variables on SciSphere and how they are powerful predictors of the success and growth of microeconomies.

SciSphere Explore Demo

This video outlines the features of the Explore features on SciSphere and a potential use case.

SciSphere Analyze

Understand what goes behind our Analytics feature, start to finish.

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The expansion of Banking into India’s informal economy, and the aggressive financial inclusion agenda, comes associated with substantial cost and risk. Large variability in economic activity even among places of similar population can lead to very diverse outcomes in branch performance.

SciSphere’s powerful derivative variables from the economic census and census provide strong predictors of economic growth down to the village level. Using these variables such as average firm size, economic diversity and decadal migration that research has shown to be strong correlates of economic growth and robustness, Banks can quickly identify the more vibrant areas at all scales from cities to towns to villages. In addition, maps showing the densities of different industries can also help better target products to different geographies. For example, easily find all the places with high concentration of a particular industry of interest.

SciSphere's location selection algorithm also goes one step further to provide cutting edge analytics to predict which places will offer the highest potential for your particular products and business metrics. Our case studies have shown very high accuracy of our models in predicting the potential for deposits and advances. Watch our (484) 723-3943 to learn more.

Start your Free Trial now402-864-5752

Using SciSphere for Branch Selection at Madura Microfinance

Learn how Madura Microfinance has been using SciSphere.

Location Analytics on SciSphere

See how you can quickly use the results of our location selection models on SciSphere to shortlist places.

Derived Variables on Explore

Understand the various derived variables on SciSphere and how they are powerful predictors of the success and growth of microeconomies.

Structure of Branch Performance

Learn how your branch performance distributes across geographies and why this often reflects economic context rather than internal operation.

Our Location Selection Model

Understand how our nonlinear machine learning location selection model works.

Microfinance Case Study

See the potential impact of our location selection analytics in a live case study of a rural microfinance institution.

SciSphere Explore Demo

This video outlines the features of the Explore features on SciSphere and a potential use case.

SciSphere Analyze

Understand what goes behind our Analytics feature, start to finish.

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Microfinance is a major element of the financial inclusion agenda and by its nature requires operation in very data dark and more remote parts of the country. Nonetheless, rural India is still relatively un-penetrated. The remoteness of many rural settlements imposes large costs of due diligence in a business already under margin pressures. Furthermore, villages differ substantially in economic profiles and therefore in their capital needs and risk profiles.

SciSphere’s powerful derivative variables from the economic census and census describe average firm size, economic diversity, decadal migration and other descriptors of microeconomies right down to the village level. This allows easy selection and classification of villages by potential and risk and also the scope for more tailored product innovation. Using SciSphere Explore can substantially reduce time to market and enable shortlisting of more high potential locations within minutes.

SciSphere's location selection algorithm also goes one step further to provide cutting edge analytics to predict which places will offer the highest potential for various business metrics such as Portfolio growth and Portfolio at Risk. Our case studies have shown very high accuracy of our models in predicting the risk profile of places in terms of the likelihood of delayed payments and defaults. Watch our 901-707-1615 to learn more.

Start your Free Trial now734-286-9811

Coming Soon

Coming Soon

Currently available datasets are derived from the Census (2001, 2011) and Economic Census (2005) and are referenced at the settlement level

Coming SoonDatasets from RBI, Credit Bureaus Ward/Neighborhood level granularity within cities

Demographic

  • Population
  • Number of Households
  • Gender Ratio
  • Gender Ratio 0-6
  • Literacy Rate
  • Gender Literacy Ratio
  • Female Literacy Rate
  • Male Literacy Rate
  • Decadal Gains in Literacy (Z-Score)
  • Age Ratio (0-6)
  • Average Household Size
  • Decadal Urbanization (Z-Score)
  • Urbanization Ratio
  • Urban Percent
  • Population Density
  • Decadal Migration
  • 2722070225

Economic

  • Main Worker Rate
  • Main Worker Rate for Females
  • Main Worker Rate for Males
  • Main Worker Rate Gender Ratio
  • Industrial Worker Rate
  • Decadal Industrialization (Z-Score)
  • Agriculture Worker Rate
  • Average Employees per Firm
  • Median Employees per Firm
  • Max Employees in a Firm
  • Number of Unique Industries

Geospatial

  • Land Area (Sq. Km)
  • Distance to National Highway (Km)
  • Distance to State Highway (Km)
  • Distance to Tertiary Road (Km)
  • Distance to Major District Road (Km)
  • 5 Km Radius Population
  • 10 Km Radius Population
  • 15 Km Radius Population

Industry

  • [Primary Industry Name] by Emp
  • % Employed in Primary Industry
  • [Primary Industry Name] by Firm Size
  • [Primary Industry] by Firm Size

Employment rate and Average firm size for the following industries:

  • Animals Farming
  • Post and Courier
  • Crops and Animal Farming
  • Agriculture and Animal Husbandry
  • Hunting and Trapping Propagation
  • Forestry and Logging
  • Fish Farm Service
  • Coal Mining
  • Mining Lignite
  • Mining Peat
  • Petroleum and Natural Gas
  • Horticultural
  • Mining Uranium and Thorium
  • Mining Iron
  • Mining Non Ferrous Metals
  • Mining Stone Sand
  • 478-988-7898

Employment by Industry (%)

  • Employment in Animals Farming
  • Emploment in Account and Computing Computer Machinery
  • Employment in Accounting and Auditing
  • Employment in Activities Auxiliary to Financial Intermediation
  • Employment in Activities of Membership Organizations
  • Employment in Activities of Private Households as Employers and Undifferentiated Production Activities of Private Households
  • Employment in Activities of Private Households as Employers of Domestic Staff
  • Employment in Advertising
  • Employment in Agriculture and Animal Husbandry
  • Employment in Agriculture, Hunting and Forestry
  • Employment in Agriculture, Hunting and Related Service Activities
  • Employment in Air Transport
  • Employment in Aircraft and Spacecraft
  • Employment in Apparel
  • Employment in Architectural and Technical Activities
  • Employment in Automotive Fuel
  • Employment in Auxiliary Financial Intermediation Service
  • Employment in Auxiliary Insurance and Pension Funding
  • 4184702796

Financial

  • Number of Active Microfinance lender
  • Number of Centres
  • Number of MFIs reporting in region
  • > 1 MFI association (Active or Closed) - INQUIRY Based
  • Amount Outstanding > INR 50000
  • Average Ticket size per Active loan (in Rs)
  • Borrowers in 1st Loan Cycle
  • Borrowers in 2nd Loan Cycle
  • Borrowers in 3rd Loan Cycle or Greater
  • Defaults on Existing Loans
  • Disbursed Amt & Loan Cycle Distribution - Active Loans
  • Disbursed Amt & Term distribution (in Rs) - Active Loans
  • Group Loans - Overdue (% of Loans)
  • Group Loans - Overdue (in Rs)
  • Individual Loans Overdue (% of Loans)
  • Individual Loans Overdue (in Rs)
  • 847-701-7626

Education

  • Minimally skilled for Agriculture and Allied(2012-2017)
  • Total Demand for Agriculture and Allied(2012-2017)
  • Skilled for Agriculture and Allied(2017-2022)
  • Semi skilled for BFSI (2012-2017)
  • Minimally skilled for BFSI (2017-2022)
  • Total Demand for BFSI (2017-2022)
  • Skilled for Building, Construction and Real Estate(2012-2017)
  • Semi skilled for Building, Construction and Real Estate(2017-2022)
  • Minimally skilled for Chemicals & Pharmaceuticals (2012-2017)
  • Total Demand for Chemicals & Pharmaceuticals (2012-2017)
  • Skilled for Chemicals & Pharmaceuticals (2017-2022)
  • Semi skilled for Construction Material and Building Hardware (2012-2017)
  • Minimally skilled for Construction Material and Building Hardware (2017-2022)
  • Total Demand for Construction Material and Building Hardware (2017-2022)
  • Skilled for Education and Skill Development(2012-2017)
  • Semi skilled for Education and Skill Development(2017-2022)
  • Readmore

Health

  • Infant Mortality Rate (RURAL)
  • Neonatal Mortality Rate (RURAL)
  • Mortality Rate for Age Less than 5 (RURAL)
  • Children Aged 12-23 Months Fully Immunized
  • Children Breastfed within one hour of birth
  • Children who Received HAF/ORS/ORT
  • Children Suffering from Fever
  • Unmet Need for Spacing
  • Percentage of Female Sterilization
  • Total Fertility Rate
  • Person Suffering from Fever(all types)
  • People Diagnosed for hypertension
  • People Diagnosed for Arthritis
  • People Diagnosed for any Kind of Chronic Illness and Getting Regular Treatment from Govt Source
  • Number of PHCs
  • Infant Mortality Rate (URBAN)
  • Readmore

Horticulture

  • Commercial Flower Crops Total Production
  • Aromatic Plants Total Area
  • Aromatic Plants Total Production
  • Aromatic Plants Total Yield
  • Banana Total Area
  • Banana Total Production
  • Banana Total Yield
  • Beans Total Area
  • Beans Total Production
  • Beans Total Yield
  • Commercial Flower Crops Total Yield
  • Fruit Crops Total Area
  • Fruit Crops Total Production
  • Fruit Crops Total Yield
  • Grapes Total Area
  • Grapes Total Production
  • 951-280-4053

Industry: Average Firm Size

  • Average Firm Size in Animals Farming
  • Average Firm Size in Post and Courier
  • Average Firm Size in Crops and Animal Farming
  • Average Firm Size in Agriculture and Animal Husbandry
  • Average Firm Size in Hunting and Trapping Propagation
  • Average Firm Size in Forestry and Logging
  • Average Firm Size in Fish Farm Service
  • Average Firm Size in Coal Mining
  • Average Firm Size in Mining Lignite
  • Average Firm Size in Mining Peat
  • Average Firm Size in Petroleum and Natural Gas
  • Average Firm Size in Horticultural
  • Average Firm Size in Mining Uranium and Thorium
  • Average Firm Size in Mining Iron
  • Average Firm Size in Mining Non Ferrous Metals
  • Average Firm Size in Mining Stone Sand
  • Readmore

Understand your markets and make faster, more efficient location decisions

Easy visualization of 300+ economic, demographic and geospatial characteristics down to the village level from census 2011, economic census, RBI and other sources.

  • Powerful derived variables that are strong predictors of economic growth.
  • Explore and compare regions with graphical visualizations.
  • Filter locations by up to ten characteristics at a time.
  • Easy access anywhere through your laptop, mobile or tablet.
View the datasets and variables on Explore here
Explore Screen

Visualize your branch data to gain expanded insights into drivers of performance

  • Instantaneous geospatial and graphical views of your branch performance data.
  • Explore and compare branches by both performance and contextual parameters such as demographic, economic and geospatial characteristics of the location.
  • Filter branches by up to ten performance and contextual characteristics at a time.
978-297-8293
Explore Screen

Analyze provides various applications for predictive analytics and planning at the click of a button.

Our applications currently focus on location selection and location based planning.

These features are currently in beta and are accessible only to select customers.
See how you can take advantage of them right now!

Location Selection

Location Selection

Find locations that predict high potential for various performance metrics such as deposits, advances and productivity with our automated algorithms.

Location Based Planning

Location Selection

We often set targets and incentives uniformly across geographies even though location potential varies widely. Plan in more targeted ways using location intelligence.

Spatial Optimization

Location Selection

Regions are often based on government boundaries. Organize your branches based on distance to gain significant benefits in operational efficiency.

SciSphere Explore Demo

Feb 22, 2015

This video outlines the features of the Explore features on SciSphere and a potential use case.

Derived Variables on Explore

Feb 19, 2015

Understand the various derived variables on SciSphere and how they are powerful predictors of the success and growth of microeconomies.

Structure of Branch Performance

Feb 20, 2015

Learn how your branch performance distributes across geographies and why this often reflects economic context rather than internal operation.

Our Location Selection Model

Feb 20, 2015

Understand how our nonlinear machine learning location selection model works.

Location Analytics on SciSphere

Feb 19, 2015

See how you can quickly use the results of our location selection models on SciSphere to shortlist places.

Banking Case Study

Apr 23, 2013

See the potential impact of our location selection analytics in a live case study of a private sector bank.

Microfinance Case Study

Feb 19, 2015

See the potential impact of our location selection analytics in a live case study of a rural microfinance institution.

Using SciSphere for Branch Selection at Madura Microfinance

Feb 22, 2015

Learn how Madura Microfinance has been using SciSphere.

SciSphere Analyze

Feb 20, 2015

Understand what goes behind our Analytics feature, start to finish.